Settings in Database Mode?

Has anyone successfully used settings in database mode? It seems like a good idea but I am not sure how well it will actually work in practice. What happens if a user's CATSettings get corrupted?
https://help.3ds.com/2021x/english/dsdoc/installmap/install-c-managesettings-database.htm?contextscope=onpremise​​​​​​​